I just got whupped by Odins Heiniejar. 2 dead my leader and wizard. The wizard was killied while hidden by someone he couldn't see. When I did meet the fellow w the multishot sniper rifle, fear, magic armor, and other buffs, i could barely hit him, and when it did no damage. After the battle, it turns out it was not an equal or greater warband. They had to be "weaker". So are Fear, multi shot sniper rifles, and magic armor etc etc not included in the calculation?