The point is that you'll have 1 guy with poor armour, but good helmet, shield, and weapon. Another with a poor weapon. And a third with a poor helmet.Yeah, backups...what if every money you earn goes to buy equipment and you don't have backups because everything is so expensive that you sell your old stuff for that few gc to have full sum? I can't take weapon from any of my guys because with replacements they will suck. Same with armour - am I to transfer armour from one cc fighter to another? what's the point?
They'll each be a little weaker then they where before, but you won't have one guy who's a sitting duck.